Private Appraisals in Miami-Dade & South Florida
Not every appraisal involves a lender. Homeowners order private appraisals for some of the most important financial decisions of their lives — and they deserve the same rigor as any bank-ordered report.
Common Reasons for a Private Appraisal
- PMI removal. If your home has appreciated and your loan balance is now well below 80% of its value, an appraisal documenting current market value is the first step toward asking your lender to cancel private mortgage insurance.
- Property tax matters. Think your assessed value is too high? An independent appraisal provides the market evidence to support a challenge.
- Refinancing decisions. Know where you stand before you apply — understand your equity position and whether a refinance makes sense.
- Buying without a lender. Cash buyers still need to know they're paying a fair price. An appraisal is inexpensive insurance on a six-figure decision.
- Personal planning. Estate planning, gifting, divorce preparation, or simply knowing what your largest asset is worth.
The Same Standard, Working for You
A private appraisal from my office is a full USPAP-compliant report: personal inspection, verified comparable sales, market-supported adjustments, and a clear, readable value opinion. You are the client and the intended user — the report is prepared for your decision, and your information stays confidential.